This tool gives an estimate to see if you or your family members may be eligible for financial assistance outside of your employer by determining if the cost of your lowest cost employer plan is legally affordable.

General Information

Your estimated 2024 household income:

Please choose from the dropdown how often your employer collects health insurance contributions from your paycheck.

Individual Insurance

1. Please state your required contribution per paycheck to purchase the lowest-cost single (employee-only) health insurance offered by your employer that meets Minimum Value Standard*.

A health plan meets the Minimum Value Standard if both of these apply:

• It’s designed to pay at least 60% of the total cost of medical services for a standard population
• Its benefits include substantial coverage of physician and inpatient hospital services

2. Your required contribution per paycheck to purchase the lowest-cost family health insurance offered by your employer that meets Minimum Value Standard*:

"Family health insurance" means health insurance that would cover the employee’s tax family, including a spouse filing jointly or a dependent. Other family members—such as adult children up to age 26 or non-dependent domestic partners—might be offered job-based coverage, but, if they are not on the employee’s tax return, they would not be considered in the affordability test and therefore the cost of covering them should not be included here.

* An employer-sponsored health plan meets "minimum value standard" if the health plan's share the total allowed benefit costs covered by the plan is no less than 60% of those cost.